CHIP Collect
Collect payments online or in-person
You're already doing the hard part — earning customers. Getting paid should be the easy part.
Give your customers more ways to pay
Increase checkout conversion with trusted local and international payment methods customers already use.
Collect payments with confidence.
Regulated in Malaysia’s payment ecosystem. PCI-DSS compliant. Powered by AWS.
Multiple ways to collect payments online
Payment Link
Get paid from a single link. No coding required
Sell products and services without a website by sharing your payment links anywhere.
Plugins & Sales Platform
Add payments to your website
Get started quickly with checkout-ready plugins and sales platform integrations.
Collect API
Build custom payment experiences
Use our flexible APIs to create payment flows tailored to your website, app or platform.
CHIP mini
Collect payments in-person with your phone
DuitNow QR (Online)
E-wallets
SPayLater New
Cards Coming soon
Available on AppStore, PlayStore & AppGallery.
Cross-border Payments
Accept global cards and regional QR payments
Customers from Singapore, Thailand and Indonesia can pay using their banking apps and e-wallets while you receive settlement in MYR. Read more
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Choose the collection method that fits your business
With Website or App
Connect to our easy-to-use API, plugins, libraries, webhook & iOS/Android SDKs.
Without a Website
Enable CHIP Collect in sales platform or send payment links to your customers.
With Physical Outlet
Collect payments on the spot with CHIP mini and consolidate reporting between outlet & online.
How it works?
Ready-checkout plugins
Install and enable CHIP payments to your website.
Sales platforms
Enable CHIP payments on platforms you already use.
Built for growth
Make informed decisions with real-time insights
Track what drives revenue
Identify your best-performing payment methods, products and customers from dashboard.
See every transaction in detail
Access complete payment records, timelines and customers whenever you need deeper insights.
Understand your customers better
View customer payment history and spending patterns to build stronger customer relationships.
Built for daily operations
Manage your entire payment operation
Refunds
Issue full or partial refunds directly from dashboard or CHIP mini app. Learn how
Reconcilliation
Match transactions, fees, settlements and payouts with ease.
Settlement report
Download settlement reports in Excel file to further track payouts, fees and transactions. Learn how
User access and roles
Control what each team member can access with role-based permissions. Read more
Manage multiple brands
Track payments by website or platform with separate brands. Learn how
Products and customers
Organize products, manage customer records and gain insights into purchase history.
CHIP Collect
Frequently Asked Questions
What do I need to create CHIP account?
You'll need an SSM-registered business and a business bank account under your registered business name. During onboarding, we'll ask for supporting documents such as your business registration, identity documents, bank statement, and additional information depending on the payment methods you apply for (such as FPX, cards, e-wallets or BNPL). Learn how
Can non-profit organisations open a CHIP account?
Yes. Associations, NGOs, mosques, suraus, and Maahad Tahfiz are welcome to apply. You'll need to provide your organisation's registration documents (such as ROS, SSM, JAIS, Yayasan, or relevant religious authority approvals), details of your management committee, organisation information, and any supporting documents required during onboarding.
Does CHIP provide a test or sandbox environment?
Yes. CHIP includes a Test Mode where you can simulate payments, test APIs and webhooks, and explore the platform without processing real transactions. Learn how
How do I manage payments from multiple websites or platforms?
Create a separate Brand for each website or platform. This lets you organise payments and filter reports by Brand for easier reconciliation and performance tracking. Learn how
