CHIP Expense
Streamline your team's expense management
Allocate budgets, manage staff spending, claims and track expenses with greater visibility.
App for staffs is available. Download now
Take control of your company expenses
Allocate petty cash for your staff instantly
For everyday business expenses like meals, transport, office supplies and more.
Allocate funds from daily collection or top-up manually
Separate budgets by team or employee
Customize approval workflow
Set spending limits, categories and parameters for staff to maintain transparency and accountability.
Approval rules by amount or team
Set expense categories
Paperless claim management
Reduce manual processing with digital claims, approvals and receipt tracking.
Submit normal or mileage claims
Save transactions & receipts up to 7 years
Managers can approve or reject claims
How it works?
Expense reporting made effortless
Step 1
Make a purchase and submit claims with receipts
Step 2
Managers review claims and approve expenses from portal
Step 3
Receive notification once claim submission is approved
Download the App
Give your team a smarter way to spend
Scan and pay with DuitNow QR
Snap receipts and auto-fill with OCR
Submit claims and track status
Get notification on approved claims
Request top-up when balance is low
Download CHIP Expense
Transaction fees are waived for payment made from the app.
Simplify daily operations
Designed for modern finance teams
Real-time spending monitoring
Make data-driven decisions with spendings against budgets allocated by departments.
Staff reimbursement
Ensure your staff's claims are tracked, reviewed and reimbursed accurately.
Team-based budget management
Empower your team leads to manage their own allocated budgets.
Accounting System Integration Coming Soon
Accelerate your reconciliation process
Reduce the manual reconciliation of credit card and petty cash expenses every month.
Sync expenses with your accounting apps
Automatically categorize expenses
Speed up month-end closing
CHIP Expense
Frequently Asked Questions
Does this app only support expense claims, or can it also be used for payments?
CHIP Expense is designed for businesses and functions as both a payment and expense management app. You can allocate funds, invite staff members, and make payments via DuitNow QR, helping replace traditional petty cash processes.
Do we need to manually enter spending records into our accounting software?
No manual entry is needed. All spending transactions and receipts will soon be able to integrate seamlessly with major accounting software solutions. Integrations are currently in development. Stay tuned for updates
How long are transaction and receipt records retained?
All transaction records, including receipts and attachments are securely stored up to 7 years.
Can we synchronize our chart of accounts with the app?
Integration with your accounting software to map your chart of accounts with expense categories within the app is in development. Currently under development
Why does CHIP Expense use QR payments instead of corporate cards?
Our market research indicates that most MSMEs still process payments in cash, either directly or through petty cash and expense reimbursements. With the growing acceptance of DuitNow QR, many merchants particularly in retail are adopting QR as a cost-effective alternative to credit card terminals.
Can accounting or bookkeeping firms use the app for their clients?
Absolutely. Accounting and bookkeeping firms can utilize CHIP Expense as a comprehensive tool to manage their clients' finances. For partnership inquiries or more detailed information, please reach out to our Partnership Manager.
Does CHIP Expense support multi-entity management for groups of companies?
Yes, CHIP Expense supports an organization-wide framework, allowing administrative users to oversee and manage spending across different entities within a corporate group.
